Chase Bank USA v. McCoy
Holding
The Federal Reserve Board's Regulation Z, in the version that existed before August 2009, did not require credit card issuers to give cardholders advance notice any time they raise the interest rate for default.
Plain English Holding
The Federal Reserve Board's Regulation Z, in the version that existed before August 2009, did not require credit card issuers to give cardholders advance notice any time they raise the interest rate for default.
Judgment
Ninth Circuit reversed, 9-0, in an opinion by Sonia Sotomayor on Jan 24, 2011.
Merits Briefs
- Brief for Petitioner Chase Bank USA, N.A.
- Brief for Respondent James A. McCoy, Individually and on Behalf of Others Similarly Situated
- Reply Brief for Petitioner Chase Bank USA, N.A.
Amicus Briefs
- Brief for the American Bankers Association in Support of Petitioner
- Brief for the United States of America in Support of Petitioner
Certiorari-Stage Documents
- Opinion below (9th Circuit)
- Petition for Certiorari
- Brief in Opposition (unavailable)
- Petitioner’s reply (unavailable)
- Amicus brief of the United States (Invited) (grant, vacate, remand in light of Federal Reserve Board’s interpretation of the regulations)
- Supplemental brief of respondent (unavailable)
Recommended Citation: Chase Bank USA v. McCoy, SCOTUSblog, https://www.scotusblog.com/cases/chase-bank-usa-v-mccoy/