Editor's Note :

Editor's Note :

This week the blog will publish a multi-part online symposium on United States v. Texas, a challenge by Texas and twenty-five states to the Obama administration's deferred-action policy for immigration. Contributions to this special feature, as well as an “explainer” by this blog's Lyle Denniston, are available here.

Chase Bank USA v. McCoy

Docket No. Op. Below Argument Opinion Vote Author Term
09-329 9th Cir. Dec 8, 2010
Tr.Aud.
Jan 24, 2011 9-0 Sotomayor OT 2010

Holding: The Federal Reserve Board's Regulation Z, in the version that existed before August 2009, did not require credit card issuers to give cardholders advance notice any time they raise the interest rate for default.

Plain English Holding: The Federal Reserve Board's Regulation Z, in the version that existed before August 2009, did not require credit card issuers to give cardholders advance notice any time they raise the interest rate for default.

Judgment: Ninth Circuit reversed, 9-0, in an opinion by Justice Sotomayor on January 24, 2011.

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